North Carolina's News & Observer has published a terrific in-depth series on “ghost policies” – inadequate workers’ compensation policies that save employers money but leave injured workers without the safety net they’re supposed to have. North Carolina requires employers with three or more employees to have workers’ compensation coverage, and general contractors often require coverage even for smaller firms. But a News & Observer investigation found that more than 30,000 businesses in the state lack the required coverage. Mandy Locke writes about one injured worker whose employer’s…
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