Everyone should read the personal story by Kevin Zelnio, a marine biologist and blogger at EvoEcoLab, about his son's recent medical emergency. Having a six-year-old child whose flulike symptoms turn into a struggle to breathe must be scary enough -- but this family's troubles are compounded by not having health insurance.
Zelnio is self-employed, and he and has wife have been unable to find affordable insurance for themselves and their two children. He cites uninsurance as one reason why they didn't bring their son to an urgent care facility as soon as his fever reached 103. They did get…