I don't think I'd trust this Latvian money-lender to stay in business for long — he's giving small loans and asking for your soul as the only collateral. He doesn't employ collection agents, using only fear and superstition to get people to pay him back, which might work for a little while…but only until the atheists show up. Sure, I'll take a loan for $500, and hey, I think I'll just default and let you keep the collateral. If you only want to trust me for $1.98, that's fine, I'll take it and you can have my soul for as long as you want.
There's also a poll with the story: Would you use your soul as collateral for a loan?. Unfortunately, you'll have to until tomorrow to get the results.
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