A full year before the housing market had a melt down (Sept. 2008), the mosquitoes knew:
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It's the ARthropic principle. The universe was fine tuned for insects.
Several years before I knew it was coming because I read and paid attention. The kick in for the resets of the subprime were a known issue. I think I first heard it on PBS.
It ain't over - the option Arms and Alt A's are going to reset as well. When they do MORE foreclosures, and more economic pain. But the gurus of Wall Street don't talk about it.
http://www.therealestatebloggers.com/2008/06/06/option-arm-reset-schedu…
No one likes bad news I suppose so we just wait until things are bad to acknowledge it. No fun being a Cassandra but add peak oil and peak rare earth metals (which China is about to monopolize http://www.theaustralian.news.com.au/business/story/0,28124,25158871-36… ) and the way ahead is downhill.