How do you define adequate health coverage?

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I don't want to have to pay $200 for an ultrasound or $66 for an x-ray because the insurance didn't cover them adequately. And if the dentist says I can get it done for $49, I don't want to see a bill from them later for $250 because, gosh, they over estimated what the insurance they always deal with would pay. I don't know which is the problem or maybe it's both: the high costs of the procedures being charged by the care givers or the piddly amount the insurance covers. I have three issues right now, two of which could include surgery, and I'm putting them all off, even though I'm "covered," because the co-pays will be so high.

Greg -
There is no question but that we are all being screwed by the medical-industrial complex. But delaying treatment has no effect whatever on the amount you will end up paying out of pocket, whether in the form of deductibles or co-pays.

By bob koepp (not verified) on 08 Mar 2010 #permalink