health insurance

Everything’s bigger in Texas — including the number of Texans without health insurance. But thanks to the Affordable Care Act, the percentage of uninsured Texas residents has dropped by 30 percent. That means the Texas uninsured rate has hit its lowest point in nearly two decades. In a new issue brief from Rice University’s Baker Institute for Public Policy, researchers report that the Texas uninsured rate dropped from 26 percent in September 2013 — before the ACA’s first open enrollment period — to 18 percent as of March 2016. The decline was observed among every age, income and ethnic group…
Just in time for Mother’s Day comes more good news from the Affordable Care Act: the rate of uninsured moms caring for kids younger than 19 has dropped to its lowest rate in nearly 20 years. According to a new analysis from the Urban Institute released this month, the rate of uninsured moms fell 3.8 percentage points between 2013 and 2014 — that’s a decline about three times as large as any of the previous year-to-year changes observed since 1997. In sheer numbers, that means about 1.6 million moms gained health insurance. To give you even more perspective, consider that uninsurance rates…
If you’re pregnant and live in Cleveland, Ohio, it’s likely you’ll pay about $522 for an ultrasound. If you live about 60 miles south in Canton, Ohio, it costs about $183 for the same procedure, a recent study found. Why such a significant price difference? Researchers couldn’t single out one overriding factor. But the study does tell us this: place matters when it comes to how much you pay for health care. The study was published last week in Health Affairs and was based on data from the Health Care Cost Institute, a commercial claims database that includes nearly 3 billion paid claim lines…
Here’s what states get when they expand Medicaid: more savings, more revenue, more jobs, more access to care for their communities. That’s the conclusion from a Robert Wood Johnson Foundation issue brief released this month that compared the differences between states that chose to expand Medicaid eligibility under the Affordable Care Act and those that opted out. Under the health reform law, the federal government will pay the entire cost of expanding state Medicaid programs up to 138 percent of the federal poverty level through 2016, phasing down to 90 percent by 2020. It’s a pretty good…
A few of the recent pieces I've liked: Charles Ornstein, Ryann Grochowski Jones and Mike Tigas at ProPublica: Now There’s Proof: Docs Who Get Company Cash Tend to Prescribe More Brand-Name Meds Anna North in the New York Times: What Planned Parenthood Really Does Alison Young and Mark Nichols in USA TODAY: Beyond Flint: Excessive lead levels found in almost 2,000 water systems across all 50 states David Roberts at Vox: How your taxes ended up enriching coal executives who are betraying their workers Rick Jacobus at Shelterforce: Why We Must Build (“We can’t build our way out of the housing…
For some people with employer-sponsored health insurance, a new calendar year means a new healthcare plan. In recent years, many employers have encouraged employees to consider high-deductible health plans – or, in some cases, have made an HDHP the only option. These plans’ premiums tend to be lower than those of other plans, but require enrollees to cover the full cost of most care until they’ve met the deductible. In 2014, the average HDHP deductible was $2,099 for an individual and $4,332 for a family. Economists have suggested that people with traditional insurance coverage over-consume…
Public health insurance programs often get a bad rap, despite a growing positive evidence base on their patient care, quality and outcomes. Earlier this month, another study emerged that found Medicaid and the Children’s Health Insurance Program not only outperform private insurance when it comes to children’s preventive care, they can serve as a model of comprehensive children’s coverage. Published in JAMA Pediatrics, the study is based on data from the U.S. National Surveys of Children’s Health between 2003 and 2012 — a sample of more than 80,000 children up to age 17 living in households…
When it comes to immunization rates in the United States, the story is a mixed one. Among children, we’ve absolutely excelled. In fact, the Centers for Disease Control and Prevention considers the nation’s childhood vaccination rate as one of the greatest public health achievements of the 20th century. But when it comes to American adults — 50,000 of whom die every year from vaccine-preventable diseases — it’s a very different story. Earlier this year, CDC’s Morbidity and Mortality Weekly Report reported that uptake of recommended adult immunizations remains low and is far below Healthy…
The US spends far more on healthcare than other advanced countries, but we have worse health outcomes. Ideally, we could slow the growth of healthcare spending and improve outcomes by investing in prevention, creating incentives for providers to give high-value care, and eliminating care that’s unnecessary or harmful. While many of the efforts to achieve these goals involve arrangements between payers and providers, some also target consumers. However, as two recent pieces by Vox’s Sarah Kliff make clear, it’s hard to turn healthcare consumers into the kind of savvy shoppers who can contain…
More good news from the Affordable Care Act: Since it became the law of the land, uninsurance disparities between white, black and Hispanic residents have narrowed significantly. In a study published this month in the journal Health Affairs, researchers found that by the fourth quarter of 2014, the uninsurance rate for Hispanic adults had fallen to 31.8 percent from about 40 percent in the third quarter of 2013. During the same time period, uninsurance among black adults declined from 25.5 percent to 17.2 percent, while uninsurance among white adults fell from 14.8 percent to 10.5 percent.…
A few of the recent pieces I’ve liked: Margot Sanger-Katz at the New York Times’ The Upshot: Yes, Soda Taxes Seem to Cut Soda Drinking Mary McKenna at Germination: MRSA In Sports: Long-Standing, Simple to Prevent, Still Happening Joe Fassler at The Atlantic: How Doctors Take Women's Pain Less Seriously Sarah Kliff at Vox: This study is forcing economists to rethink high-deductible health insurance Lydia DePillis at the Washington Post’s Wonkblog: ‘Everything is a workaround': Life in Obama’s agencies as Congress does nothing Celeste wrote about this last week, but in case you missed it:…
One of the big criticisms that opponents of the Affordable Care Act love to trot out is its impact on the economy — one phrase you often hear is “job killer.” In fact, in 2011, Republicans in the House actually introduced legislation officially titled “Repealing the Job-Killing Health Care Law Act.” That bill didn’t make it far. However, a new report finds that “job-killing” isn’t just hyperbole; it’s just plain wrong. Earlier this month, the Urban Institute released a new report on the ACA and employment, asking “Has the ACA been a job killer?” Authors Bowen Garrett and Robert Kaestner noted…
In a perfect example of how the Affordable Care Act is broadening access to relatively low-cost and potentially life-saving interventions, a new study finds that the health reform law likely led more than 1 million young women to seek out the human papillomavirus vaccine and protect themselves against cervical cancer. In a study published this month in Health Affairs, researchers studied the impact of two ACA provisions: one requiring insurance providers to extend dependent coverage through age 26 and another that required insurers to offer a range of preventive services, such as…
More than $30 million in Arkansas, $25.8 million in Kentucky, $105.5 million in Washington and $180 million in Michigan. That’s how much money just four states during just one fiscal year saved under their newly expanded Medicaid programs. A recent report from the Center on Budget and Policy Priorities (CBPP) summarizes the benefits of Medicaid expansions on uninsurance rates, state health care spending and uncompensated care, finding that “contrary to critics’ claims that Medicaid expansion is financially unsustainable for states, there is increasing evidence that expansion has saved states…
“Established by the state.” Those are the four words at the center of an upcoming Supreme Court case that could strip affordable health insurance coverage from millions of working families and result in billions of dollars in uncompensated care costs. The case is known as King v. Burwell and at its core is the question of whether residents who live in states with federally administered health insurance marketplaces, versus state-run marketplaces, are eligible to receive insurance subsidies. The plaintiffs in the case claim that those four little words in one section of the entire Affordable…
New data from the U.S. Census Bureau finds that the U.S. poverty rate declined slightly between 2012 and 2013, however the numbers of people living at or below the poverty level in 2013 didn’t represent a real statistical change. Yesterday, the Census Bureau released two annual reports: “Income and Poverty in the United States: 2013” and “Health Insurance Coverage in the United States: 2013.” The agency found that between 2012 and 2013, the nation’s poverty rate declined from 15 percent to 14.5 percent. But the 45.3 million people living in poverty as of 2013 was not a “statistically…
Everyone hates health insurance companies. At least, so it seems. Personally, I've had my issues with such companies myself, particularly when having to deal with them when they refuse to cover certain medical tests for my patients. Fortunately for me, surgical oncology is a specialty that doesn't have a lot of tests or treatments that are frequently not covered, particularly for breast cancer surgery, which means that I don't have to deal with insurance companies that much. It's a wonderful thing for a doctor. Still, for all the complaining about insurance companies, if there's one good…
With so much pressure on the Affordable Care Act to immediately live up to high expectations, and with opponents who seem gleeful at the news that Americans are having a hard time signing up for affordable health care, it’s reassuring to read that the health reform law can readily take a few blows and keep moving forward. In a December analysis released by the Urban Institute, authors Linda Blumberg and John Holahan write that the “Affordable Care Act is unlikely to suffer long-term damage even if the marketplaces experience low enrollment and some adverse selection in the first year.” (…
My mailbox today contained an example that Obamacare is working for healthcare consumers.   In an envelope from my health insurance provider was a check for $124.08.   The cover letter from Humana explained it was a rebate of a portion of my premium, as required by the Affordable Care Act's (ACA) Medical Loss Ratio standard. Under the law, health insurers are required to report to HHS's Center for Medicare and Medicaid Services (CMS) how income from premium dollars are spent.  (The first year of reporting was 2011 with the previous year's spending data.)   For individual and small group plans…
And the best article on the implications of this, surprisingly, comes from Huffington post authors Young and Kirkham: The database released on Wednesday by the federal Centers for Medicare and Medicaid Services lays out for the first time and in voluminous detail how much the vast majority of American hospitals charge for the 100 most common inpatient procedures billed to Medicare. The database -- which covers claims filed within fiscal year 2011 -- spans 163,065 individual charges recorded at 3,337 hospitals located in 306 metropolitan areas. ... Within the nation’s largest metropolitan area…