ClockQuotes

If you teach a poor young man to shave himself, and keep his razor in order, you may contribute more to the happiness of his life than in giving him a thousand guineas. This sum may be soon spent, the regret only remaining of having foolishly consumed it; but in the other case, he escapes the frequent vexation of waiting for barbers, and of their sometimes dirty fingers, offensive breaths, and dull razors.

- Benjamin Franklin

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Ben Franklin was a smart man, but I think most any poor young man would rather have the thousand guineas. Especially back in Franklin's day, when a guinea was a worth a guinea.